The Hartford Financial Services Group, Inc.

Offers to Purchase for Cash
Any and All of the Outstanding
5.125% Senior Notes due 2022
Issued by The Hartford Financial Services Group, Inc.
5.75% Senior Notes due 2023
Issued by The Navigators Group, Inc.

Title of Security	CUSIP / ISIN Number	Principal Amount Outstanding
5.125% Senior Notes due 2022(1)	416518AB4 / US416518AB42	$800,000,000
5.75% Senior Notes due 2023(2)	638904AB8 / US638904AB84	$265,000,000

To view copies of the Offer to Purchase documents please click on the documents below

Offer to Purchase

Letter of Transmittal

Notice of Guaranteed Delivery

Launch Press Release

Any questions or requests for assistance or additional copies of this Offer to Purchase, the Letter of Transmittal or the Notice of Guaranteed Delivery may be directed to the Information Agent at its telephone number or address set forth below. You may also contact your broker, dealer, commercial bank or trust company or other nominee for assistance concerning the Tender Offer.

The Information and Tender Agent for the Tender Offer is:

D.F. King & Co., Inc.

D.F. King & Co., Inc. 48 Wall Street, 22nd Floor New York, New York 10005 Attention: Andrew Beck Fax: 212-709-3328 Confirmation: (212) 269-5552 Bank and Brokers: (212) 269-5550 Toll-Free: (800) 814-8954 Email: hig@dfking.com

Any questions regarding the terms of the Tender Offer should be directed to the Dealer Managers at the addresses and telephone numbers set forth below:

The Dealer Managers for the Offer are: